Minimum Occupation Period (MOP)

HDB flat owners must have physically occupied their flats for a period of time, referred to as Minimum Occupation Period (MOP), before they are eligible to sell it in the open market.

The period will depend on:

  1. The purchase mode, and

  2. The flat type

1-Room and HUDC Flat


Flats bought from HDB (direct-purchase flat), DBSS flat bought from developer and Resale Flat under CPF Housing Grant Scheme 


Flats bought under Selective En Bloc Redevelopment Scheme (SERS)

For SERS replacement flat purchased with portable SERS rehousing benefits

For SERS replacement flat not purchased with portable SERS rehousing benefits

The computation of the MOP excludes the period (if any) of non-occupation of the replacement flat, such as subletting of whole flat or any infringement of the flat lease.

Resale Flat bought in the open market (without CPF Housing Grant Scheme)

The minimum occupation period you need to meet depends on when we receive your resale application:

Resale Application Received Date

MOP applicable

Before 5 March 2010
(includes owners owning their resale flat as at this date)

2½ years from effective date of resale if the owner takes a loan from HDB

1 year from the effective date of resale if:
i) the owner has not taken a loan from HDB; or
ii) he has taken a loan from the bank/financial institution to finance the purchase

5 March 2010 - 29 August 2010

3 years from effective date of resale, regardless of the type of loan taken by the owners or loan status 

On or after 30 August 2010

 5 years from effective date of resale, regardless of the type of loan taken by the owners or loan status 


Information extracted from Housing and Development Board


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